The international use of credit cards has increased significantly in recent years, particularly with regard to the internet. Total e-commerce tunrover rose to 31.6 trillion euros in 2007, with the number of active online shoppers more than doubling over the past five years in Germany alone. As market leader in European payment transactions, with the newly-founded Deutsche Card Services, Deutsche Bank offers proven complete solutions in the card business and assists its clients in achieving success with regard to e-commerce and point-of-sale business.