In contrast to stationary business, customers are anonymous in online trading, and it is impossible to conduct the checks described above. That is why merchants need other methods to prevent fraud and minimise non-payment and logistics risks.
Address Verification Service AVS compares the address given by the customer during the order procedure with the data stored with the card issuer. This helps to reduce the number of non-payments and to lessen potential logistics risks during the goods delivery process.
With Card Check and 3-D Secure fraud can be successfully resisted and payment loss effectively minimized. Card Check verifies a card number's plausibility and existence, 3-D Secure verifies that the card is used by the correct owners - similar to the PIN entry at POS terminals.